Winter conditions don’t go away just because the holidays are over. In fact, February is consistently one of the highest months for auto accidents due to icy roads, low visibility, and rapidly changing weather patterns.   Black ice is one of the biggest culprits. It forms quickly during overnight freezes and is nearly invisible to drivers. Potholes also worsen this time of year, thanks to freeze-thaw cycles that break down pavement. These road hazards lead to tire damage, ali

The holiday season is a magical time—but behind every twinkling light display and flickering candle lies a potential fire hazard. According to the National Fire Protection Association (NFPA), holiday decorations (excluding Christmas trees) cause hundreds of home fires annually, resulting in millions of dollars in property damage. As you begin transforming your home into a festive wonderland, remember that safety and coverage go hand-in-hand. Here is your guide to common holid

As the holiday season approaches, it's a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we're especially thankful for the trust and confidence our clients place in us. It's not just about policies; it's about the privilege of safeguarding what matters most to you - your home, your business, your family. This Thanksgiving, we pause to honor the partnerships we've built and the opportunity to s

As summer fades and autumn takes over, drivers face new challenges: earlier sunsets, wet roads, leaf-covered surfaces, and rapidly shifting weather. These changing conditions can increase risk—but with some foresight and adjustment, you can stay safe. Here’s a guide to driving smarter this fall. Why Fall Drives Need Extra Care ●        Shorter daylight hours  – You’ll spend more time driving in dusk, dawn, or darkness. Vision isn’t as sharp; depth perception and contrast suff

Massachusetts has a rich tradition and historic relationship with Thanksgiving Day. The first ever Thanksgiving was held in Plymouth, MA. This year, Plymouth will again host America’s Hometown Thanksgiving. More information on how the city plans to celebrate the 400th anniversary of Thanksgiving, parade details, and how to become a part of this historic event can be found here . But the celebration doesn’t start and end in Plymouth. There are several celebrations across the s

The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the beneficiary after the insured’s death. Very often, however, life insurance claims get denied for a variety of reasons. Why would a life insurance claim be denied? As your insurance agent, we want you to be prepared

There is nothing more stunning than seeing a classic car rolling down the road. If you are a proud classic car owner you want to do everything you can to protect your investment. You keep it clean and well maintained, but do you have the proper insurance for your beloved classic? Traditional auto insurance policies usually cover your car up to its actual cash value, which equals its replacement cost minus depreciation. Collector car insurance usually covers your classic vehic