Summer is synonymous with freedom, especially for teenagers. With school out of session, longer daylight hours, and seasonal jobs or social gatherings on the horizon, teens log significantly more miles behind the wheel between Memorial Day and Labor Day. However, for parents and insurance policyholders, this uptick in mileage introduces both practical risks and financial questions. Below is a comprehensive look at how seasonal driving trends affect your auto insurance, and ho

Spring Brings Momentum—and Risk Spring is busy for small businesses. Foot traffic picks up, projects ramp up, and operations move faster. With all that momentum, it’s easy to forget about one key piece of the puzzle: risk. Increased Activity Means Increased Exposure As the weather warms up, more customers are out and about, which is great for revenue—but it also increases exposure. More people coming through your doors means more opportunities for accidents, misunderstandings