The holiday season is a magical time—but behind every twinkling light display and flickering candle lies a potential fire hazard. According to the National Fire Protection Association (NFPA), holiday decorations (excluding Christmas trees) cause hundreds of home fires annually, resulting in millions of dollars in property damage. As you begin transforming your home into a festive wonderland, remember that safety and coverage go hand-in-hand. Here is your guide to common holid

As summer fades and autumn takes over, drivers face new challenges: earlier sunsets, wet roads, leaf-covered surfaces, and rapidly shifting weather. These changing conditions can increase risk—but with some foresight and adjustment, you can stay safe. Here’s a guide to driving smarter this fall. Why Fall Drives Need Extra Care ●        Shorter daylight hours  – You’ll spend more time driving in dusk, dawn, or darkness. Vision isn’t as sharp; depth perception and contrast suff

Enjoy the season without unexpected accidents or claims. From pumpkin patches and hayrides to street fairs and trick-or-treat events,...

Renewing your renters insurance policy may not be at the top of your to-do list, but it's an important step in maintaining your financial...

Many small businesses conduct themselves directly online. Having employees who are not properly trained in cybersecurity can increase the risk of a cyberattacks. Adequate cybersecurity training is important as employees can often be the first line of defense against cybercrimes and data security threats. If employees are trained properly and are empowered with the right information on how to avoid cybersecurity risks, some data breaches that might impact financial information

To ensure your employees get help when they need it, one benefit you should strongly consider offering is an employee assistance program....

When faced with roofing issues, homeowners often grapple with the decision of whether to repair the existing roof or invest in a full...

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in...

While home insurance is a valuable safeguard for your property, it's essential to be aware of its limitations. Here are common exclusions...

Boat insurance claims statistics can provide valuable insights into the types of incidents that commonly occur on the water and the...

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. DO’s: EXAMINE LIGHTS BEFORE HANGING - Return or throw away any holiday lighting sets with cracked or broken sockets, loose connections o

Summer is a wonderful time to enjoy outdoor activities, but it's also a season when natural disasters like wildfires, hurricanes,...

Ah, the open waters! There's something truly liberating about setting sail and exploring the vast expanse of the ocean. But with the...

Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a home escape plan? ● Working smoke alarms and a home fire escape plan can reduce your risk of injury or death in a fire. ● Most fatal fires happen in homes. ● When fire strikes you may have

As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills . It's usually a case of good products used incorrectly. You can prevent grilling accidents and insurance claims by ‘brushing up’ on these tips. 1. Only use your grill outside and keep it at least 10 feet away from your house . Farther is even better.