Local Fall Festivals Safety Tips

Enjoy the season without unexpected accidents or claims.

From pumpkin patches and hayrides to street fairs and trick-or-treat events, fall festivals are a community favorite. They bring families, friends, and even pets together to celebrate the season. But with big crowds, busy roads, and lots of activity, there are risks to keep in mind. A little planning — and the right insurance — can help you enjoy the fun worry-free.

Pet Safety at Festivals

·         Keep dogs leashed at all times — festivals are full of loud noises, kids, and other animals.

·         Bring water and snacks for pets, especially if you’ll be walking a lot.

·         Avoid feeding pets festival food (like kettle corn or candy) that can upset their stomachs.

·         Have an ID tag or microchip updated in case your pet gets lost.

·         Insurance angle: Some homeowners policies provide liability coverage if your dog accidentally causes injury at a public event. Know your policy before you go.

Driving & Parking Safety

·         Expect heavy traffic near popular events — allow extra time and watch for pedestrians.

·         Park in designated areas only — avoid blocking driveways or parking on unsafe shoulders.

·         Be extra cautious at night events where lighting may be poor.

·         Insurance angle: Auto insurance liability coverage protects you if you’re found at fault in an accident near a festival. Comprehensive coverage can help if your car is vandalized or damaged while parked.

Crowd Safety & Liability

·         Keep valuables secure in a crossbody bag or zippered pocket.

·         Designate a meeting spot in case your group gets separated.

·         Watch kids closely in crowded areas or on rides.

·         Event organizers: Make sure vendors and volunteers are covered under event liability insurance.

·         Insurance angle: If you host or sponsor a booth, general liability insurance is a must. It covers injuries or accidents that might occur on your setup.

Festival Fun Recap

Local fall festivals are all about pumpkins, cider, and community fun — not accidents or claims. With simple safety steps and the right coverage, you can focus on making memories instead of worrying about mishaps.