As the holiday season approaches, it's a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we're especially thankful for the trust and confidence our clients place in us. It's not just about policies; it's about the privilege of safeguarding what matters most to you - your home, your business, your family. This Thanksgiving, we pause to honor the partnerships we've built and the opportunity to s

As summer fades and autumn takes over, drivers face new challenges: earlier sunsets, wet roads, leaf-covered surfaces, and rapidly shifting weather. These changing conditions can increase risk—but with some foresight and adjustment, you can stay safe. Here’s a guide to driving smarter this fall. Why Fall Drives Need Extra Care ●        Shorter daylight hours  – You’ll spend more time driving in dusk, dawn, or darkness. Vision isn’t as sharp; depth perception and contrast suff

Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits that exceed the limits of the liability coverage offered by your home, auto, or business insurance policies. Types of umbrella insurance coverage There are two types of umbrella insurance coverage. Personal umbrella coverage will take care of claims that are out of reach for your basic homeowners or auto insurance policies. The

Auto insurance is not so much about protecting your car in the event that you get into an accident. It’s more about protecting you financially — and legally if need be. It’s important to understand that auto insurance is comprised of several types of coverage; some are optional but others are required by law. Liability insurance : Required by law in most states. If you cause a car accident, liability coverage helps pay for the other person's expenses. Auto liability coverage

By: Insurance Information Institute https://www.iii.org/article/what-auto-insurance Auto insurance provides protection for bodily injury, personal injury, property damage liability, medical payments, collision coverage, comprehensive coverage, towing coverage, and more. Basic auto insurance coverage is mandated by most states and provides you with some financial protection in case of an accident. But is basic coverage enough for you? What are your options? We will explain h

Your home is perhaps your most important asset, so you’ll want to make sure you’re financial stake in it is protected should an accident happen. When it comes to homeowners insurance, it’s important to choose the right method for valuation — a professional estimation of your home’s value. This will determine what you’ll receive financially should there be damage to your home. There are important differences in valuation methods that you should understand before choosing the