Winter conditions don’t go away just because the holidays are over. In fact, February is consistently one of the highest months for auto accidents due to icy roads, low visibility, and rapidly changing weather patterns.   Black ice is one of the biggest culprits. It forms quickly during overnight freezes and is nearly invisible to drivers. Potholes also worsen this time of year, thanks to freeze-thaw cycles that break down pavement. These road hazards lead to tire damage, ali

As summer fades and autumn takes over, drivers face new challenges: earlier sunsets, wet roads, leaf-covered surfaces, and rapidly shifting weather. These changing conditions can increase risk—but with some foresight and adjustment, you can stay safe. Here’s a guide to driving smarter this fall. Why Fall Drives Need Extra Care ●        Shorter daylight hours  – You’ll spend more time driving in dusk, dawn, or darkness. Vision isn’t as sharp; depth perception and contrast suff

Auto insurance is not so much about protecting your car in the event that you get into an accident. It’s more about protecting you financially — and legally if need be. It’s important to understand that auto insurance is comprised of several types of coverage; some are optional but others are required by law. Liability insurance : Required by law in most states. If you cause a car accident, liability coverage helps pay for the other person's expenses. Auto liability coverage

By: Insurance Information Institute https://www.iii.org/article/what-auto-insurance Auto insurance provides protection for bodily injury, personal injury, property damage liability, medical payments, collision coverage, comprehensive coverage, towing coverage, and more. Basic auto insurance coverage is mandated by most states and provides you with some financial protection in case of an accident. But is basic coverage enough for you? What are your options? We will explain h