Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits that exceed the limits of the liability coverage offered by your home, auto, or business insurance policies. Types of umbrella insurance coverage There are two types of umbrella insurance coverage. Personal umbrella coverage will take care of claims that are out of reach for your basic homeowners or auto insurance policies. The

Auto insurance is not so much about protecting your car in the event that you get into an accident. It’s more about protecting you financially — and legally if need be. It’s important to understand that auto insurance is comprised of several types of coverage; some are optional but others are required by law. Liability insurance : Required by law in most states. If you cause a car accident, liability coverage helps pay for the other person's expenses. Auto liability coverage