Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits that exceed the limits of the liability coverage offered by your home, auto, or business insurance policies. Types of umbrella insurance coverage There are two types of umbrella insurance coverage. Personal umbrella coverage will take care of claims that are out of reach for your basic homeowners or auto insurance policies. The

By: Insurance Information Institute https://www.iii.org/article/what-auto-insurance Auto insurance provides protection for bodily injury, personal injury, property damage liability, medical payments, collision coverage, comprehensive coverage, towing coverage, and more. Basic auto insurance coverage is mandated by most states and provides you with some financial protection in case of an accident. But is basic coverage enough for you? What are your options? We will explain h

In the world of homeowners insurance, the key to getting the best rates is by being a responsible homeowner. Little things you can do to increase your home’s safety and security can go a long way in decreasing your premiums. Here are a few: — Install a home security system: This is a great way to protect your property, security systems act as an effective theft deterrent. If you get a system that is monitored by a central station, or that is tied directly to a local police st

Your home is perhaps your most important asset, so you’ll want to make sure you’re financial stake in it is protected should an accident happen. When it comes to homeowners insurance, it’s important to choose the right method for valuation — a professional estimation of your home’s value. This will determine what you’ll receive financially should there be damage to your home. There are important differences in valuation methods that you should understand before choosing the